Clarity
Every fee, rate and timeframe is announced before you commit.
About
A European bank, rigorous and easy to understand
We build banking services you understand at a glance, with no jargon or hidden fees.
Our belief
Banking should be as simple as a well-designed app, and as rigorous as a traditional credit institution.
Security
Protection of data, sessions and transactions at every step.
Accessibility
A service available in five languages, on mobile as well as on desktop.
Our approach
In-house engineering
Our payment and security platforms are developed and supervised in-house.
European compliance
Our processes follow PSD2 and GDPR requirements.
Human support
Trained teams you can reach, with no endless automated journey.
Our commitments
Deposit protection
Your deposits are guaranteed up to €100,000 per depositor.
Controlled data
Your data is hosted in the European Union and never resold.
Ongoing transparency
Any pricing change is notified in advance in your account area.
Join SelfKapital
A bank built around how you actually use it.
Open an accountAvailable services are presented directly from your personal account area.